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Question 1: Am I eligible for Obamacare?
Answer: Most of the benefits of Obamacare are available to anyone who buys health insurance.
But, if you want a subsidy (premium tax credit) to help pay for your health insurance, these are the requirements:
You:
There is no doubt that the Affordable Care Act (the health care reform law) can be confusing. What does it mean for you? What can you expect in 2014?
In this post we’ll link to you to several resources created by eHealthInsurance and other organizations that can help you understand health care reform.
By Carrie McLean on June 5th, 2013
Filed: Advice, FAQs, You
As new ACA-compliant health insurance plans and new rates for these plans become available, consumers may start to wonder how it will impact their current and future health insurance plans. Recently Covered California, the state health insurance exchange for Californians, released information on qualified health plans and rates for plans effective January 1, 2014. These plans aren’t available just yet, but below are some questions and answers for consumers as they prepare for the new open enrollment period starting October 1, 2013.
Q: I saw that new health reform plans were announced – what should I do today?
A: Open enrollment for the new ACA-compliant plans on Covered California starts on October 1, 2013, with coverage beginning on January 1, 2014. In advance of open enrollment, you should take the time to understand the new provisions of the Affordable Care Act and evaluate your own health care needs to understand what may change for you in the coming year. A few things to consider: Read the rest of this entry »
By Suzanne Thomas on June 5th, 2013
Filed: Advice, College Grads, College Students, Young Adults
David Bakke is a contributor for Money Crashers Personal Finance. He managed to get out of over $30,000 in credit card debt that he racked up in his college years and now helps young people do the same.
Even if you don’t find yourself struggling to get a job after college, it’s still a great idea to put budgeting on the top of your to-do list. In many cases, you’re going to be in charge of finding a new apartment, paying off student loans, or managing a salary for the first time. Many of the financial decisions you make right after you finish school can have long-term effects on your overall financial picture, so it’s essential to get it right the first time. Read on for some helpful budgeting tips for recent college graduates. Read the rest of this entry »
By Nate Purpura on May 31st, 2013
Filed: Facts, Research, Self-Employed, Small Business Owners
Will Your Employees Get Mandatory Paid Time Off?
A number of states and cities require employers with more than 20 employees to give paid sick leave to their employees. They include Connecticut, the District of Columbia and the cities of Portland, San Francisco, Seattle and, most recently, New York.
And, activists in Arizona, California, Colorado, Hawaii, Illinois, Iowa, Maine, Massachusetts, Michigan, Minnesota, New Jersey, North Carolina, Pennsylvania, Vermont, Washington and Wisconsin are pushing for similar legislation in their states.
This past March, Senator Tom Harkin (D-Iowa) and Representative Rosa DeLauro (D-Conn.) introduced legislation in Congress, the Healthy Families Act, which would allow workers to earn paid sick leave and use it for personal illnesses, caring for sick family members, preventive care or for domestic violence treatment.
While this Act has support among labor groups, many small employers oppose the legislation. So, earlier this Spring, we surveyed 259 of our small employer customers to determine how they felt about making paid sick leave a mandatory benefit for employees. (For the record, 95 percent of employers surveyed had between 2 and 10 employees, and none had more than 50). Read the rest of this entry »
By Gary Matalucci on May 30th, 2013
Filed: Consumers, You
At eHealthInsurance we’re proud to be offering individual term life insurance from major insurers, and we recently “revamped” our life insurance resource center. It looks great.
We like to survey our customers to find out what they think about current events, as well as what they want from us. In a survey we published on September 18, 2012, many of our customers told us they considered life insurance to be an essential part of their personal benefits package.
When we started to look at what we were providing customers in terms of online life insurance resources, we felt like we had some room to improve.
What’s in the new Life Insurance Resource Center?
By Nate Purpura on May 30th, 2013
Filed: Advice, Families, FAQs, Parents, Tips
Dr. Julie H. is a pediatrician in private practice with five other physicians, in a suburb of San Francisco. She went to medical school in Chicago, and did her residency in the bay area. She was a chief resident and then a hospitalist before going into private practice. She’s also a mom with two sons (4 and 1).
When should a parent call their child’s pediatrician?
This is actually a very complicated question. Doctors and advice nurses train and hone their skills over many years in order to answer it.
The reality is that there are two parts to this answer: the hard part and the easy part.
Hard Part: Sick Visits
There are so many little, subtle nuances to illness – especially in kids – that makes it difficult to create a boilerplate approach you can apply in any situation. But, I want to make it emphasized and absolutely crystal clear… NOTHING I write can or should replace a conversation with your pediatrician if your child is sick.
NOTHING EVER… Period… Having said that, here Four Basic Tips you can follow. Read the rest of this entry »
Top 5 Obamacare Questions by Nate Purpura on 4:05 pm
How much does health insurance cost for Millennials? by Keith Mendonsa on 2:43 pm
How much does individual and family health insurance cost? by Carrie McLean on 3:47 pm
Health Reform 101: What do you need to know? by Carrie McLean on 11:37 am
Q&A: What should you ask about new “ObamaCare” plans? by Carrie McLean on 4:37 pm
5 Tips & Strategies to Budget After College by Suzanne Thomas on 10:22 am
Will your employees get mandatory paid time off? by Nate Purpura on 4:11 pm
With individual health insurance you pay month to month - can cancel any time - no annual commitment.
