For four years, the Affordable Care Act (ACA) has provided richer medical benefits to American health insurance consumers, primarily through expanded benefits but also through federal subsidies to help people afford the coverage they need.
Subsidies may be available to you if your income falls below 400% of the federal poverty line (FPL). A lot of people have received these subsidies since the beginning of 2014. However, an unexpected increase in your household income or a legal challenge of the ACA could put those subsidy dollars at risk.
What should consumers know? Read the rest of this entry »