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Medicare Enrollment in the News and eHealth

By on October 16th, 2014
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Medicare’s Annual Election Period (also called the Medicare annual enrollment period) began on Wednesday.

During this time, people on Medicare are free to enroll in, or make changes to their Medicare Advantage plans and Medicare Prescription Drug Plans.

Changes made during the enrollment period go into effect on January 1, 2015.

What’s the media buzzing about when it comes to the enrollment period? Here is a summary of recent new coverage:

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eHealth’s new Subsidy Help Center

By on October 21st, 2014
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Are you one of the millions of Americans who have been notified to revisit your health insurance options during this open enrollment? Are you confused as to why you should reshop for health insurance when you just enrolled in a health plan last open enrollment?

Today we launched a new Subsidy Help Center to address some of the concerns and questions you and the millions of other subsidy-eligible health insurance policy holders may have.

The launch of the Subsidy Help Center comes as millions of Americans are beginning to receive notices from their insurers and government exchanges about the renewal of their coverage and subsidies for 2015. eHealth’s new Subsidy Help Center is designed to help subsidy-eligible consumers navigate through open enrollment and get the health insurance subsidies they may be due next year.

This year, The Affordable Care Act’s 2015 open enrollment period is scheduled to begin on November 15, 2014 and continue through February 15, 2015. For many consumers, this open enrollment period may be the only chance to apply for premium subsidies and enroll in the major medical individual and family health insurance coverage you need for 2015. Read the rest of this entry »

Outside of Open Enrollment, Consumers Buy Short-Term Health Insurance

By on October 16th, 2014
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3 things you should know about shor-termEarlier this month, eHealth published the results of an email survey that showed consumers who bought short-term health insurance outside of open enrollment did so because they didn’t qualify to buy major medical coverage.

The survey that 70% of those who purchased short-term health insurance policies, considered purchasing a major medical plan instead of purchasing short-term coverage. Among those who tried to apply for major medical coverage, more than half (57%) were unable to do so because they had not experienced a qualifying life event as defined by the law.

Many who purchased a short-term health did so as a way to provide basic coverage as a bridge between other plans or when waiting for traditional major medical coverage to begin.

The table below showed that, by-in-large, consumers who used their short-term plans were happy with their short-term plans.  Read the rest of this entry »

Horror Movies: Could a movie really scare you to death?

By on October 16th, 2014
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Horror Movies Could a movie really scare you to death?It might sound like a cheesy cliché, “I was scared to death,” but could you be watching a scary movie cause a heart attack? Based on current research and the innate hormone response to stress, seems the answer is, yes!

Detection of stress, such as bright lights, physical threat, or loud noises, by the central nervous system signals the body’s fight-or-flight response, which triggers the release of the hormone epinephrine (adrenaline). Maybe it’s a roller coaster, a car accident, a mountain lion chasing you, or a scary movie; however the brain identifies all these situations as threats and prepares the body to ‘survive’ through the actions of epinephrine.  This hormone quickly acts throughout the body to produce a sudden increase in heart rate, blood pressure, muscle tension and respiration. Read the rest of this entry »

Ebola, Enterovirus – and Flu Season is Just around the Corner

By on October 14th, 2014
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CaduceusEbola is shaping up to be the international health crisis of the decade – and not only in West Africa. Several cases have been diagnosed or contracted in Europe and North America as well.

Here in the United States, everyone is holding their breath, hoping that the medical authorities can get a grip on things and prevent the virus from spreading farther.

In the meantime, there’s another disease making headlines as well: Enterovirus 68 (sometimes known as EV-68). It’s been around for a while but there’s a nationwide outbreak that’s sending a lot of people – especially children – to the hospital.

At this point, Americans are far more likely to contract Enterovirus than Ebola. Thankfully, it’s a much less deadly disease. But with both these in the news and with flu season right around the corner, we thought it would be a good idea to answer some common consumer question.

QUESTION: Is Ebola or Enterovirus (or flu, etc.) covered by my health insurance plan? Read the rest of this entry »