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How Secure is Your Health Insurance Subsidy?

By on August 6th, 2014
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For four years, the Affordable Care Act  (ACA) has provided richer medical benefits to American health insurance consumers, Image via Flickr user 401 (K) 2013primarily through expanded benefits but also through federal subsidies to help people afford the coverage they need.

Subsidies may be available to you if your income falls below 400% of the federal poverty line (FPL). A lot of people have received these subsidies since the beginning of 2014. However, an unexpected increase in your household income or a legal challenge of the ACA could put those subsidy dollars at risk.

 What should consumers know? Read the rest of this entry »

The Ice Bucket Challenge: Does Health Insurance Cover ALS?

By on September 2nd, 2014
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What exactly is the ALS Ice Bucket Challenge?

The ALS Ice Bucket Challenge is intended to promote awareness and raise funds for researching a cure for a motor neuron disease called Amyotrophic Lateral Sclerosis (ALS). ALS, commonly known as Lou Gehrig’s disease, causes progressive deterioration of the motor neurons. According to ALSA.org, this dwater in sinkisease occurs throughout the world with no racial, ethnic, or socioeconomic boundaries and can strike anyone.

What have we learned so far from the Challenge?

Over the past few weeks, people across the world have come together to help raise awareness ALS research, rallying behind the viral phenomenon known as “The Ice Bucket Challenge.” Read the rest of this entry »

Three Things to Keep in Mind This Labor Day Weekend

By on September 2nd, 2014
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Getting ready for one last hoorah this Labor Day? I don’t blame you.

It’s hard to let go of all the summer fun, so let’s be sure to make the most of Labor Day 2014. Here are three things to keep in mind during your three-day weekend:

  1. Take time to toast to Labor Day
  • According to the United States Department of Labor, Labor Day, the first Monday in September, is a creation of the labor movement and is dedicated to the social and economic achievements of American workers. It constitutes a yearly national tribute to the contributions workers have made to the strength, prosperity, and well-being of our country.

Read the rest of this entry »

Do You Have The Right Health Insurance? Back to School, Be Prepared.

By on August 28th, 2014
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Do You Have The Right Health Insurance? Back to School, Be Prepared.Summer is winding down and it’s time to finish registering for courses and pack up for college.  You might think you’ve thought of everything, but have you thought about your health insurance and whether or not your plan is the best suited for your budget and needs as a student?

Know your insurance options

Depending on your age, personal income and whether or not your moving away for college there may be several insurance options. When reviewing your insurance before leaving for school, consider the following: Read the rest of this entry »

How much does short-term health insurance cost?

By on August 25th, 2014
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So you need health insurance, but you’ve missed open enrollment and you don’t want to go uninsured. Unless you’ve had a qualifying life event, major medical health insurance might not be an option for you.

What are your insurance options?

Although they don’t meet the minimum coverage requirements of the Affordable Care Act, short-term health insurance plans are temporary plans which may meet your needs while you are waiting for coverage under an employer-based group health insurance plan to begin. Read the rest of this entry »