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How Secure is Your Health Insurance Subsidy?

By on August 6th, 2014
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For four years, the Affordable Care Act  (ACA) has provided richer medical benefits to American health insurance consumers, Image via Flickr user 401 (K) 2013primarily through expanded benefits but also through federal subsidies to help people afford the coverage they need.

Subsidies may be available to you if your income falls below 400% of the federal poverty line (FPL). A lot of people have received these subsidies since the beginning of 2014. However, an unexpected increase in your household income or a legal challenge of the ACA could put those subsidy dollars at risk.

 What should consumers know? Read the rest of this entry »

5 Money Saving Tips for Back-To-School Shopping

By on July 31st, 2014
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It’s almost that time of year again: school will be back in session soon!Education

It’s hard for us to get back into the school mode, and even harder to budget for it. Whether you’re a working parent or a working college student, no one enjoys knowing their bank accounts will soon be wiped clean for the back to school essentials.

According to the National Retail Federation, back-to-school is the second biggest spending event of the year. Crazy, right?

Here are five tips to remember when back-to-school shopping: Read the rest of this entry »

What Does Deductible Mean?

By on July 28th, 2014
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How does a health insurance Deductible workWhen reviewing your old health insurance plan or shopping for a new one, you should know the basic definitions of terms in order to properly compare your options. One of the most common questions I receive, as an agent is, “What does deductible mean?” Read the rest of this entry »

Take Your Pants for a Walk Day: eHealth Edition

By on July 24th, 2014
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Yes, you read that correctly! National Take Your Pants for a Walk Day is celebrated each year on July 27, but here are a few reasons why you should make this holiday an everyday routine.

According to the American Heart Association, statistics show that one in two men and one in three women are at risk for heart disease, and research shows that poor lifestyle is a major contributor.

So, why walk? Most of us find it really hard to find the time and energy to exercise during our busy work schedules. Walking is a simple and easy step into becoming a more active you.

Here are 3 reasons on why you should find time to walk just 30 minutes a day: Read the rest of this entry »

How To Stay Fit While You’re Pregnant

By on July 17th, 2014
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Ben-GreenfieldBen Greenfield is an ex-bodybuilder, Ironman triathlete, Spartan racer, coach, speaker and author.In 2008, Ben was voted as NSCA’s Personal Trainer of the year and in 2013 was named by Greatist as one of the top 100 Most Influential People In Health And Fitness. He’s a guest blogger for Get Smart Get Covered but you can find Ben’s blogs and podcasts at www.BenGreenfieldFitness.com. He resides in Spokane, WA with his wife and twin boys.

 

While bringing a new bundle of joy into the world is one of the most special moments of a lifetime, no mom-to-be likes the prospect fighting off postpartum weight gain for years afterwards.

Did you know…

If you stay fit while you’re pregnant, shedding the baby weight becomes a breeze. And the benefits go above and beyond that, including:

  1. Lower risk of developing gestational diabetes
  2. Reduced postpartum depression
  3. Less water retention
  4. Larger placenta and better nutrient delivery to your baby
  5. Decreased formation of varicose veins
  6. Less risk for a C-section
  7. Leaner children up to 5 years after delivery

yoga pose 1So how can you stay fit while you’re pregnant?

Read the rest of this entry »