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I need health insurance for prescriptions right away! Consumer Q&A

By on January 25th, 2013
Filed: Advice, Consumers, Health Insurance, You

Health insurance is one of those things you may not fully appreciate until you really need it. Without it, you might end up paying out of your own pocket for things you’d rather not.

Recently on Yahoo Answers we took a question from a young woman who just got married and is diabetic and about to run out of her diabetes supplies.

She’s currently uninsured. Her parents are also uninsured, so they can’t add her as a dependent. Medicaid turned her down, and her employer coverage is too expensive.

Where can she turn for health insurance to help cover the costs of her prescriptions?

The eHealthInsurance reply was voted Best Answer:

Unless your husband has employer-based health insurance and can add you as a dependent right now (he may have to wait until open enrollment), you’re probably going to have to pay out of pocket for your diabetic needs…

You could look into a short-term health insurance plan to provide you with a certain amount of protection in case of serious accident or illness, but short-term plans don’t typically cover prescriptions or care rendered for pre-existing medical conditions.

You could also look into a pharmacy discount card. These are not insurance plans, but some of them may provide you with a discount on diabetic supplies. Just make sure that the discount program you join covers what you need and is accepted by pharmacies in your area.

Best wishes.

Image by Flickr user DorkyMum

 

About Douglas Dalrymple


Doug Dalrymple is a member of the communications team at eHealth, Inc. and has worked in the health insurance and technology industries for fifteen years. He works on communications strategy, content creation and management, project management, and corporate messaging.

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