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Who is eligible for a subsidy under the Affordable Care Act (Obamacare?)

By on October 3rd, 2013
Filed: Health Reform

Obamacare Subsidy EligibilityThis is a popular question these days: How do you know if you qualify for a subsidy to help you buy health insurance using a subsidy?

So popular in fact, that we created an article on our resource center, a video about it on YouTube and now a very cool, easy to understand infographic for our blog.

You can download it as a PDF (Infographic-eligible-for-subsidies)

In a nutshell, there are five major eligibility requirements if a person wants to receive subsidies to help them pay for their health insurance under the Affordable Care Act.

To qualify a person…:

  1. Must live in the U.S.
  2. Be a U.S. citizen or national, or be lawfully present in the US
  3. Have a household income between 133% and 400% of the Federal Poverty Level and
  4. Cannot be currently incarcerated
  5. Cannot have access to affordable coverage through another source (like an employer or Medicare)

If you do not meet these requirements, you may still apply for health insurance under the Affordable Care Act, but you would not qualify for government subsidies to help you pay for the coverage.

Obamacare Subsidy Eligibility

About Nate Purpura


Nate Purpura is a 15-year veteran of print and broadcast journalism, corporate communications, PR and internet marketing. He’s spent the last decade working in the health care and insurance industries. Over fifteen years he’s covered numerous areas of health care including pharmaceuticals, health and wellness programs, chronic disease management programs, cutting-edge diagnostic tools, Medicare and health insurance, and online marketplaces (exchanges).

1 Comment Add Your Comment

bill patterson on Tuesday, November 5 @ 8:18 pm

so how to figger out income in no w 2s dose it go bye gross adjusted income? so if that number is negitive . you would be eligible. mine is
negative 16 thousand

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